Tommy Kilpatrick

Tommy Kilpatrick Profile Photo

Educator and Author

Don’t believe anything in this book. Take this book to your CPA and have s/he read the chapter “Act 1 Scene 1”, and hear from their own lips, that the bank could never have issued you a true credit card. This may be the first time your CPA has ever realized that their own bank-issued credit card is, in reality, a debit card.

Welcome to Tommy Kilpatrick's approach to dealing with bank-issued alleged credit card debt by challenging its legitimacy by sending a letter to the bank. According to Kilpatrick, he believes that bank-issued alleged credit card debt may be categorized as an "alleged debt," meaning he suggests it's legally disputable or even unenforceable if handled correctly.

Aug. 3, 2025

Faith Leads the Way: Building a Better World Through Giving with Tommy Kilpatrick

Tommy Kilpatrick's spiritual journey takes us from the classrooms of California to the villages of the Philippines in this thought-provoking exploration of faith, purpose, and radical giving. Subscribe now to hear Tommy's practical wisdom on practicing "random acts of kindness" in cross-cultural co…